Year-end opportunities to add value for clients.

I see this every December.

Advisors swamped with year-end planning
Close out their client communications
With a 'Happy New Year!' and a wave.

But there is still time to add value for your clients.

Here is a great list of last-minute, year-end opportunities.

These were put together by Gabriel Kaplan, CPA CFP®. Michael Kitces reposted it and Gabe is definitely worth a follow on LinkedIn.

His profile(follow him):
https://www.linkedin.com/in/gabrielkaplan/

His post - with a beautiful visual version you can download:
https://www.linkedin.com/posts/gabrielkaplan_year-end-financial-planning-checklist-activity-7277088160637939712-aEBW

Here’s Gabe’s list of opportunities.
→ Tax loss harvesting to offset gains
→ Using FSA dollars before they vanish
→ Possible Roth conversion
→ Making charitable gifts (appreciated stock = double win)
→ Prepaying business expenses
→ BOI Information reporting
→ Backdoor Roth IRA
→ Optimizing S-Corp payroll
→ Setting up Solo 401(k)s for self-employed
→ Gift Tax Exclusion Planning
→ Maximizing Retirement Contributions
→ HSA Contribution optimization
→ Funding 529 plans for state tax breaks
→ Reviewing Beneficiary Info
→ Reviewing Insurance Coverage
→ Organize Tax Documents
→ Plan for RMDs
→ Evaluate Emergency Fund
→ Review Credit Card Awards
→ Update/Create a 2025 Financial Plan

But what separates great advisors?

They're not just DOING these things.
They're COMMUNICATING them to clients NOW.

The advisors who get ahead of this, build incredible trust.

Their clients feel:
→ Prepared, not pressured
→ Informed, not ignored
→ In control, not confused

That's what exceptional client experience looks like.
That's how you build a practice that stands out.

What year-end planning topics are you discussing with clients now?

PS "The best way to predict the future is to create it."
– Peter Drucker

Thanks for reading.
- John

John Prendergast
CEO, Blueleaf
Exceptional Client Experience, Reporting & Modular All-in-one Functionality
For 30-50% less
Talk to our team here to learn more